Job Description

My client, a leading provider of financial services and solutions, is adding a Compliance Counsel to its team. Specializing in regulatory compliance and contract review within the financial, mortgage, insurance and lending sector, you will be responsible for providing legal counsel and support related to regulatory compliance, risk management and contractual matters. Reporting to the General Counsel, you will play a crucial role in ensuring the company's policies, procedures, controls, tests, training materials, and contracts are legally sound, compliant with industry regulations, and aligned with business objectives.

Responsibilities

Regulatory Compliance:

• Stay abreast of laws, regulations, and industry standards impacting the mortgage, financial, banking, and lending sectors, such as banking regulations, consumer protection laws, data privacy laws, and anti-money laundering (AML) regulations.
• Conduct legal research and analysis to assess compliance requirements and provide guidance to business units on regulatory matters.
• Assist in developing compliance policies, procedures, and training programs to ensure adherence to regulatory requirements and mitigate compliance risks.
• Assist and advise the Chief Compliance Officer on licensing matters.

Risk Management and Due Diligence:

• Conduct legal due diligence on potential business transactions, acquisitions, or partnerships to identify legal risks and liabilities.
• Collaborate with risk management and internal audit teams to assess contractual risks, develop risk mitigation strategies, and monitor risk exposure.
• Advise on risk management practices, insurance coverage, and dispute resolution strategies related to contractual matters.

Contract Review and Drafting:

• Review, draft, and negotiate a wide range of contracts, including loan agreements, credit facilities, financial services agreements, vendor contracts, and other legal documents.
• Ensure contracts comply with legal requirements, company policies, and regulatory standards applicable to the financial, banking, or lending industry.
• Advise internal stakeholders on contract terms, risks, and legal implications, and propose modifications or alternatives to mitigate risks and protect the company's interests.
• Examine materials, such as advertisements, publications, etc., for legal implications, advising officials of proposed legislation that might affect the organization.

Contract Lifecycle Management:

• Establish and maintain a systematic process for contract lifecycle management, including contract creation, execution, renewal, and termination.
• Implement contract management tools and technologies to streamline processes, track contract milestones, and ensure compliance with contract terms.
• Maintain accurate contract records, documentation, and repositories to facilitate contract tracking, reporting, and audit trails.
• Manage the Company’s library of loan application and origination forms and documents.
• Work with external legal counsel as necessary to create and maintain customization.
• Provide legal expertise with contracts with investors and for participation loans.

Day-To-Day Legal Advice and Representation :

• Provide legal guidance and support to business units, senior management, and other stakeholders on legal issues, disputes, and strategic initiatives.
• Represent the company in negotiations, mediations, and settlements of legal disputes, including litigation, arbitration, and regulatory inquiries.
• Collaborate and manage external legal counsel, regulatory agencies, and industry associations as needed to address legal challenges and advocacy efforts.
• Assist the General Counsel with the corporate legal and governance matters of the Company.
• Perform other duties and responsibilities as assigned by the General Counsel or Management.

Qualifications

Juris Doctor (JD) degree from an accredited law school.

Licensed to practice law and in good standing in the State of Florida (preferred) OR licensed to practice law and in good standing in a United States jurisdiction where you reside and eligible for certification as Authorized House Counsel with the Florida State Bar and Supreme Court.

5+ years of experience practicing regulatory compliance law with a focus on compliance and risk, preferably within the mortgage, financial, banking, insurance or lending industries. In-depth knowledge of financial regulations, and industry-specific legal requirements (e.g., RESPA, Reg X, GLBA, Reg P, TILA, Reg Z, HMDA, The Dodd-Frank Act, UDAAP, etc.) strongly preferred.

Corporate experience, including commercial transactions and contract review and negotiation a plus.

Prior in-house experience preferred.

Strong analytical, drafting, negotiation, and communication skills, with the ability to interact effectively with diverse stakeholders.

Exceptional communication skills, both written and verbal.

Experience conducting legal research, due diligence, risk assessments, and compliance audits.

Proficiency in legal software, Lexis Nexis, contract management tools, and Microsoft Office Suite.

Demonstrated ability to work independently, prioritize tasks, and handle multiple projects in a fast-paced environment.

Certification in compliance (CRCM, CCEP, CAMS) is a plus.

Compensation

Base salary range $138,000-$160,000 with final compensation determined by factors including skills, education, and/or experience

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